Get help
Free legal help, if you qualify
We serve households that can't afford a private bankruptcy lawyer. Checking takes a few minutes on the phone.
If you don't qualify, we'll still point you to someone who can help, and tell you what questions to ask them.
Who we can help
You live or work in Milwaukee County
Your household income is at or below 200% of the federal poverty guidelines
You're dealing with collectors, a lawsuit, a garnishment or a foreclosure
What we help with
Where we can step in
Chapter 7 bankruptcy
Clear most credit card, medical and personal-loan debt in a few months, and keep the things you need to live.
About chapter 7 bankruptcyChapter 13 bankruptcy
A three-to-five-year plan to catch up on a mortgage or car loan while the court keeps collectors away.
About chapter 13 bankruptcyForeclosure defense
Answer the lawsuit, find the options the lender didn't mention, and use bankruptcy when it's the way to keep the house.
About foreclosure defenseWage garnishment
Stop a collector from taking part of every paycheck, and get back money they shouldn't have taken.
About wage garnishment
Your first meeting
What to bring, if you have it
Don't let a missing paper stop you from calling. We can work out the rest together.
Pay stubs
Your last six months of pay, or benefit letters if you don't work.
Bills and letters
Collection letters, credit card statements and medical bills, opened or not.
Court papers
Any summons, complaint, judgment or garnishment notice.
A photo ID
A driver's license or state ID, and your Social Security card.
Start with one phone call
Tell us what's going on. We'll check whether you qualify and set up a meeting with an attorney.
Our help is free for households that qualify. The court's filing fee is separate; the court can waive it or let you pay it in installments.